The quest for cheap toy shop insurance may end here ...
Do you need affordable insurance for your toy shop, without compromising on quality? Could a panel of brokers help you find it?
What do I need insurance for? I'm happy as I am.
In your role as a toyshop owner, you are responsible for the safety of every customer who enters your shop and every employee who works for you. If someone is injured in your shop, and either you or your staff are blamed, could you afford the compensation and legal fees? Your public liability insurance can protect you from claims made by the public, by defending you against compensation claims and paying any legal costs that you may incur.
Moreover, if you employ staff, you are legally required to carry employers' liability insurance in order to protect them if they are injured while working for you.
Is there any other insurance that I should consider purchasing?
Even if you don't own your shop, you'll likely need to insure the building and its contents, as well as the fixtures and fittings. Otherwise, if it were to be damaged by, say, fire, storm or flood, the financial costs could be painful.
If someone is injured by a product you supplied, you may also want product liability insurance, professional indemnity cover in case you give bad advice, or business interruption cover in case you must close your store because of local problems, such as road closures.
Is there any way to reduce the costs of all of this?
Many shop owners are impressed by how affordable shop insurance premiums are, and brokers from our panel can probably suggest ways to save even more money by creating a customized insurance package just for your business.
That sounds good. How do we proceed?
Please fill in a few details on our short form, and brokers on the panel will contact you with toy shop insurance quotations to compare. 😀
How it works
- You fill in a simple form, giving some details of what you are looking for.
- Depending upon your requirements, selected brokers from the panel will be asked to collect quotes for you.
- You will receive broker quotations to compare.