picture framing shop insurance

Is it best to compare quotes from multiple insurance providers to find the best policy for your picture framing shop?

Looking for affordable insurance for your picture framing shop? There is an extensive panel of specialist shop insurance brokers that could make finding a great policy at an attractive price easy.

By using this website, how can I benefit from buying picture framing shop insurance?

There are a variety of insurance companies and brokers from which to choose. Each one has its own contacts with insurers, making it possible to provide a wider variety of policies.

Isn't it more efficient, and cheaper, to get my insurance through a broker? Aren't price comparison sites more efficient and economical?

Comparing prices for simple policies like car insurance or home insurance is a great idea, but they are not appropriate for any type of business insurance because we have different kinds of shops, staffing levels, products, financing, locations, and many other factors that impact the cost.

In this respect, a broker can be more efficient at finding the policies that suit your business. A good specialist broker will truly understand your business and have the expertise to find the most economical and effective insurance policies for your business.

However, don't price comparison sites provide free services? And don't brokers charge for dealing with us?

It is not true that price comparison sites are free. Most charge insurers a large commission for every policy they sell. Furthermore, most of them do not show quotes from insurers that won't pay them a commission, so you may miss out on some very good deals.

Brokers receive commissions from insurers for each policy they sell, but you will usually pay exactly the same premium you would if you purchased directly from the insurer.

Some insurers do not offer commissions, in which case a fee may be charged. Given that no commission has been added on to the picture framing shop insurance premium, this could still mean that the total amount, including the fee, could be a good deal for you; particularly since some no-commission insurers can offer particularly attractive insurance plans.

The final advantage of an experienced broker is that, compared with an automated price comparison system, an experienced broker may be able to recommend better, and possibly cheaper, ways to save money on shop insurance.

Should my shop covered by any particular type of insurance?

There are types of insurance that you must have, some insurance that is highly recommended, and some that you should have but aren't quite as important. Brokers may suggest policies that cover many different risks, and these are generally good options. Typical requirements are: -

Employers' liability insurance shields you if your employees get hurt or injured while working for you, and a certificate must be clearly visible to them. This is a legal requirement.

Public liability insurance is not a legal requirement, but some do think it should be. In a nutshell, it protects you if someone is injured or suffers financial loss due to your business dealings.

There should be insurance cover for your store, whether you own or lease it, in case of damage caused to the structure, or the various fixtures and fittings, by fire, flood, malicious actions, impact, or accidental damage.

You may also want to consider insurance to protect your stock, your reputation, your own health, or your business from closure caused by external factors.

Don't delay; fill out the quote form now for a chance to quotes to insure your picture framing business.You may be pleasantly surprised by what you see. 😀