stationery shop insurance

Stationery shop owner? Compare quotes from multiple insurance providers to look for an affordable policy.

Do you want insurance for your stationary shop at the best price? Using a panel of specialist brokers, could make it simple to find the right policy at a great price without having to search around.

Buying my shop insurance through this website offers me what advantages?

An entire panel of brokers is available, all with their own contacts with insurance companies. But letting them search for quotes for you, you might get a greater variety of options.

Doesn't comparing rates on price comparison sites make my insurance purchase more efficient and more economical?

Price comparison sites are useful for simple, straightforward policies such as car or home insurance. Business insurance, however, can be more complicated because each business has its own culture, staffing levels, products, financing, and locations.

This is why a broker can better understand your business, and offer you the most efficient insurance policies at the most economical price.

Prices comparison sites are free to use, but don't brokers charge a fee for finding policies?

Despite the myth, it is not true that price comparison sites are free. Most of them take money from insurers for each policy they sell. Most also don't show quotes from insurers who don't pay them commissions, so you might lose out on a great deal.

There is a commission paid by insurers for each policy brokers sell, but the premiums you pay are usually the same as if you bought your policy directly from the insurer.

Some insurers do not pay commissions, so a fee may apply in these circumstances. Do remember though that since no commission is added to the premium, some no-commission insurers can offer better terms and/or cheaper premiums.

As a final point, an experienced broker may be able to suggest better, and potentially less expensive, ways for you to reduce your shop insurance premiums.

How do I get the right insurance for my stationery shop?

Some insurance is essential, others are highly advantageous, but some are more important to have than others. Brokers may offer other policies that cover many different risks and these can be a good choice. Policies often include the following: -

An employer must have Employers Liability insurance. This protects your employees if they are injured at work and a certificate must be readily visible.

Some believe that the purchase of public liability insurance should be a legal requirement since it protects the public when involved in business with you.

In order to protect your shop structure, fixtures and fittings from dangers such as vandalism, fire, flooding, and accidental damage, you should have Buildings and Contents Insurance, whether you own it or lease it.

In addition to stock insurance, you may wish to consider insurance to protect your reputation, your health and wellbeing, or your business from being closed due to happenings elsewhere.

Don't wait, you only need to enter a few details on a short form, and you may be happily surprised to see the premiums you receive to compare 😀 !