What is the best way of buying insurance for my chemist shop?
If you are looking for an affordable policy for your shop, there is a whole range of brokers waiting to help you.
Is chemist shop insurance expensive? And can I get it at a lower cost?
Fill in a short form and a panel of hand-picked brokers will send you quotes to compare. Instead of just looking for the cheapest policies, they will also look for the best value ones. You might be able to save by combining policies into one designed just for you.
Is it safe to buy chemist shop insurance in this way?
The UK Financial Conduct Authority oversees and regulates the brokers on the panel. All registered insurers and brokers are required to adhere to the highest standards of service, professionalism, and confidentiality.
Is shop insurance recommended? And what would I need?
Public liability insurance in case you injure someone while providing your services.
Employers' liability insurance provides protection in case an employee is injured on the job.
It is important to have professional indemnity insurance in case a customer sues you because of alleged bad advice. We all know the dangers that the wrong medicine can create!
Building insurance can protect your business premises, regardless of whether you're using them or renting them out.
There are other options, such as business interruption insurance, which covers lost income due to property damage, such as flooding; If your shop front, including the glass, is damaged, shop front insurance is available to cover it; Employees can steal stock and contents including money, and you can get coverage; As well as mechanical or electrical failures affecting frozen or chilled stock, or loss of goods while in transit.
While it is accepted that accidents do happen, being a shop owner requires you to be responsible for your customers, employees, suppliers, and for the property of others. Shop insurance is a crucial part of protecting yourself against the unexpected, but often it is difficult to find the time to find the right coverage for your business.
Our aim is to help you find the cover that's right for your chemish shop business, and because every retailer is different, you can get a customised policy that protects your unique business.
It sounds good. What's the next step?
When others will search for quotes for you, there is no point wasting time shopping around. Compare quotes right now!
How it works
- You fill in a simple form, giving some details of what you are looking for.
- Depending upon your requirements, selected brokers from the panel will be asked to collect quotes for you.
- You will receive broker quotations to compare.