Our Privacy Policy
We manage this information in a two-fold manner:
- All of our present security features and protocols protect this data within a secure framework.
- Our staff will adopt all available methods to prevent unauthorised third parties from accessing this information.
- Those who submit details into this portal acknowledge that we will hold and process this data. It is also recognised that we may share it with our authorised affiliates to provide the visitor with specific services and products.
- Any information supplied to us in regards to other individuals must only be done so with their prior permission.
- If our staff believes that failure to do so may cause the individual to suffer harm in some way.
- Circumstances when we are legally obliged to supply this information to a law enforcement agency, a court or a similar governmental body to prevent fraudulent activities.
- One of the facets of our service involves the dissemination of said information to third-party sources and providers.
- Any of this information is nonetheless protected under strict privacy protocols and it will only be utilised to provide the client with services that he or she has requested.
- There can be times when third-party firms (such as insurance companies) may analyse information against metrics already in their database. This could occur if they are approached by the client separately.
- This data is exchanged and compared through the services of Insurance Database Services Limited (IDSL). This is a not-for-profit organisation that checks for frauds and dishonest claims. More details can be found here: https://www. insurancedatabases.co.uk.
- All personal information is never sold or otherwise distributed without the express permission of the individual.
- There may be times when any collected data is used to contact customers to offer them relevant products or services (such as the renewal of an insurance policy).
- All clients can choose to cease further communications by unsubscribing from our emails.
- Should communications with ourselves result in third-party contacts, their privacy policies will thereafter apply.
- The Data Protection Act of 1998 obliges our firm to supply the client with details of all collected personal information after the payment of an administration fee.
- Those who desire a copy of these details are asked to send a cheque of £10 pounds payable to Prudent Plus Ltd. Copies of two official documents such as a utility bill or a driving licence are also required as proof of identity.
- Users have the right to request that incorrect details be changed or that their information is removed entirely from our database. We strive to maintain the accuracy of our records and if required, we will ablate such data from our system.
- It is also possible to request other companies to release this information in the same manner. This applies to any firms which have received personal details from ourselves.
- Cookies aid when navigating a website. Examples can include remembering prior preferences or relevant products.
- The main intention of cookies is to allow the visitor to access the site in question more effectively.
- Necessary cookies (such as the ability to provide quotations) are vital to the operations of a website. These also allow users to access secure areas.
- Performance cookies provide us with basic metrics about site usage as well as any potential errors. These are not specific to the user and they ensure that the site functions properly.
- Information such as user names, preferred fonts and other details are known as functionality cookies. These allow the site to adjust its appearance in accordance with user preferences.
- Targeted cookies are those intended to provide users with relevant content such as advertisements.
- The usage metrics of our website are analysed by third-party firms.
- None of these portals will collect the personal information of visitors; they compile generalised statistics. Examples here can include clickthrough rates, the length of time one remains on a specific page and the average number of page views within a browsing session.
- The ultimate intention of these analyses is to enable us to enhance the user experience that is associated with our site.
- The user is provided with the option to deny cookie request when visiting our website.
- Cookies can be restricted or blocked by managing the browser settings of an operating system. Choosing the "Help" function will guide the user through this option. Stored cookies within a system can also be deleted by accessing the file management icon.
- Should cookies be disabled under user preferences, it is still possible to access the majority of this site. However, there will be limitations in regards to functionality and certain details may have to be entered on multiple occasions.