Are you a 'repairer'?
Do you install, service or repair domestic appliances, operating from either a shop, or from home? Do you work on washing machines, refrigerators, cookers, freezers, or other electrical appliances on other people's premises?
Anyone working in someone else's house risks being held responsible if things go wrong and appliance repairers often get blamed for mishaps which could cause a lot of expensive damage. A common cause of claims is water leaks; if a waste pipe is faulty, a hose has a bad thread, a pipe union that was fitted ages ago starts to leak, a repairer or fitter could face a demand for expensive compensation, particularly if plasterwork, decorations or furnishings are spoiled.
Electrical problems are common, too. Customers can suffer shock from a wet plug, a power fault to a freezer can ruin an awful lot of food, and a damaged cable or a mixture of water and electricity can literally make the sparks fly, with costly fire damage the result!
This is why, as an absolute minimum, public liability insurance is essential for anyone working in someone else's home or business premises.
A good policy could not only pay for any claims for any damage or injuries that you have allegedly caused, but also for any legal costs for a disputed claim. Your policy could pretect you against having to pay for injuries to members of the public that were (allegedly!) your fault; a slip on water leaking from a broken down washing machine, or burns from a leaking gas cooker can make a compensation lawyer rub hands together in glee!
Your customers will, in any case, expect you to have this cover. Who would you prefer to have working in your home, a tradesman who was properly insured or one who was a chancer, who might disappear if things went wrong?
Isn't insurance expensive?
You can soon find out how little a policy would cost, and it would be a lot cheaper than having to pay for a claim yourself! You might save a lot of money on insurance by comparing prices, and this is where we can help you.
Most companies selling insurance deal with either a single insurer, or at most just a small number of them. We do much better than that. We are a partner of one of the UK's premier insurance price comparison sites with access to not one but a whole panel of brokers specialising in insurance of this kind. All you need to do is give a few details and you will receive quotations over the telephone very quickly. You can then compare your options and decide which to go for.
Are my details safe?
As you would expect, all the brokers on our panel are fully Authorised and Regulated by the Financial Conduct Authority, which thoroughly vets then supervises brokers in Britain to ensure that they stick to high standards of confidentiality, as well as efficiency and ethics.
Why not try our system out now and get quotes right away!
How it works
- You fill in a simple form, giving some details of what you are looking for.
- You will receive broker quotations.