wine shop insurance

Looking for a brilliant wine shop insurance deal?

Wouldn't it be great to be able to choose from a whole panel of brokers to find the best value for your shop's insurance without compromising on quality?

It doesn't matter to me what insurance I'm supposed to need. Why should I buy it?

The owner of a shop is responsible for the safety of every customer who enters the shop and every employee employed by the shop. If someone is injured in your shop, and either you or the staff are held responsible, could you afford the compensation and legal fees? A public liability insurance policy will protect you from claims by members of the public, indemnifying you for compensation claims and any legal costs you may incur.

Employers are also required by law to purchase employer liability insurance to protect employees if they are injured in the course of their employment.

Is there any other type of insurance I should consider purchasing?

Whether you own your shop or not, you should insure the building, its contents, as well as the fixtures and fittings. Otherwise, you may have to bear the costs if the shop is damaged or even destroyed by, say, a fire, storm, or flood.

Besides product liability insurance, other types of insurance could be professional indemnity or business interruption insurance in case you have to close your shop due to problems locally, such as a road closure.

I think this all sounds very expensive. Is there a way to lower this cost?

The reasonable shop insurance premiums offered by our panel are appreciated by many wine shop owners, and brokers on our panel may be able to suggest ways to save even more money if you create an insurance package specifically tailored for your shop.

OK. What are our next steps?

The process is easy, and it will only take you a few minutes to fill out our short form. Brokers on the panel will contact you with quotes so you can compare!