Are we agreed that comparing quotes from multiple insurers is a great way to find an affordable pet shop insurance policy 😀 ?
I bet you want to get the best deal on pet shop insurance. With a panel of specialist shop insurance brokers, you could find the best policy at a great price here, without shopping around.
By buying my shop insurance from this website, what are the advantages for me?
Choosing one insurance company or broker is not the only option available. A number of different brokerage firms are available, all of which have their own contacts with insurers. Letting them search for quotes for you may allow you to pick from a larger selection of policies.
Can't I use price comparison websites instead? Aren't those more efficient and cheaper?
Any type of business insurance is significantly more complicated due to varying factors such as types of shop, staffing levels, products, financing, locations, and more. A price comparison site is helpful for simpler policies such as car insurance or home insurance.
In such a situation, your brokers can save you time and effort by finding the best policies for your company. A broker who understands your business will be able to find the most cost-effective and economical insurance policies, at the right price.
Yet, aren't price comparison sites free? And do brokers not charge for their work?
Prices comparison sites are not free. Most charge the insurers large commissions for every policy they sell. In addition, many do not list quotes from companies that do not pay them a commission, so you can miss out on some really good prices.
The leval of commission brokers receive from providers for each policy they sell means the cost of your policy is usually the same as what you would pay if you bought it directly from the provider.
Some providers do not pay commissions, in which case a fee is charged. However, since you pay no commission on the insurance policy, this can still mean that the total amount is within your budget. Additionally, some no-commission insurers can offer more attractive policies.
Additionally, compared to an automated price comparison system, an experienced broker may be able to suggest ideas for lowering your shop insurance premiums that are more effective and less costly.
Is insurance necessary for my pet shop?
Brokers might suggest policies that cover many types of risk, and these can often be a good choice.
Typically, employers need to have employers liability insurance if they employ staff. This covers them in the event they are hurt or killed while they are working for you. The certificate must be easy to read for all employees.
Public Liability insurance is not a legal requirement, although some people believe that it should be. It protects you in the event of injuries or financial losses suffered by members of the public that you may be held liable for.
You should have buildings and contents insurance, regardless of whether you own or rent your store, in case of damage to the building, fixtures, and fittings due to fires, floods, accidental damage, and even vandalism.
Additionally, you may wish to obtain insurance for the protection of your stock, reputation, health, well-being, or your business from forced closure due to factors you are not responsible for.
So: just fill in a few details on a short form to get quotes. You might be happily surprised by the pet shop insurance premiums you receive for comparison!
How it works
- You fill in a simple form, giving some details of what you are looking for.
- Depending upon your requirements, selected brokers from the panel will be asked to collect quotes for you.
- You will receive broker quotations to compare.