A short description of Only Young Drivers
They specialise in insurance policies for young drivers aged between 17-29. Their SmartDriver App is similar to a telematics box and records driving habits and performance. Drivers receive a score out of 100 that is calculated by factors such as speed, acceleration, cornering, and braking. Only Young Drivers collect data throughout the year and use it to calculate the renewal cost of a policy. They also apply an average score from previously captured data when calculating your first premium.
The company may also impose restrictions on a policy if excessive night-time driving is recorded by the SmartDriver app. Repeatedly driving a car between the hours of 12:01am and 5:00am could also result in your policy being cancelled in extreme cases.
They offer Third Party Fire & Theft and Fully Comprehensive insurance policies from a variety of different insurers. All of their policies include the following features and benefits as standard:
- Courtesy car cover
- Windscreen cover
- SmartDriver app.
- Legal expense cover
- Breakdown cover
- Key cover.