Hymer Motorhome

Insuring a Hymer Motorhome: Don't Make These Mistakes!

Click here now for insurance quotes!

Need a more affordable motorhome or campervan insurance policy?

Motorhomes and camper vans, with their various types and specifications, deserve an insurance policy that's just right. Comparing quotes from a select panel of insurers might not only save you time and money but also offer you a tailor-made policy that suits your specific needs.

How can you get a better insurance policy?

You're not limited to relying on just a single insurer. There's a panel of experienced insurers ready to cater to your needs, compete for your business, and present a range of options for you to consider.

Ready to see what's available? Click on the link to search for tailored quotes suited to your motorhome.

Click here now for insurance quotes!

Hymer Motorhome Owner

Avoiding Common Pitfalls in Choosing Motorhome Insurance

Ah, the freedom of the open road! Travelling in a motorhome is one of life's great pleasures, offering a sense of freedom like no other. However, ensuring you're properly insured before setting off on your adventures is key to peace of mind. Unfortunately, it's easy to fall into several traps when selecting the right insurance for your motorhome. Let's walk through the major mistakes to avoid, ensuring your travels are as carefree as the breeze through your windows.

Opting for the Bare Minimum

One common misstep is going for the most basic insurance option available, essentially just ticking a legal requirement box. This approach might save on upfront costs, but it’s a gamble. Accidents, thefts, or natural elements can cause damages that burn a significant hole in your savings if your policy doesn’t protect against them. Basic plans often overlook these, leaving you exposed to significant out-of-pocket expenses for repairs or replacements.

Ignoring the Specifics of Motorhome Insurance

A motorhome is not simply another vehicle; it’s a travelling abode that caters to a unique lifestyle. Standard car insurance policies are not tailored to the needs of motorhome owners. Specialised policies consider aspects like the contents of your motorhome, external attachments, and even coverage for periods when the motorhome is not in use (a common scenario given the seasonal nature of motorhome travels).

Overlooking Personal Belongings

You don’t just travel in a motorhome; you carry a slice of home with you. From gadgets to personal valuables, the contents of your motorhome can be quite extensive and, often, pricey. Many individuals forget to opt for a policy that covers these personal belongings against theft or damage, mistakenly believing their home insurance might cover the contents. Specific motorhome content insurance ensures you don’t reach into your own pocket to replace these items.

Underestimating the Importance of Breakdown Cover

A breakdown in the middle of a trip isn’t just an inconvenience; it can derail your travel plans entirely. While standard vehicle insurance doesn’t cover breakdowns, some motorhome insurance policies do. Not opting for breakdown cover is a risk. If you find yourself stranded, you’ll face not only the hassle of sorting out repairs but also potentially steep costs for emergency assistance.

Skipping International Travel Insurance

Your motorhome adventures may not be limited to one country, and neither should your insurance. Travelling abroad without the proper insurance is a gamble. Many people don’t realise that their domestic motorhome insurance doesn’t automatically cover international travel. If you intend to explore beyond your borders, international coverage is essential. It accommodates different regulations and driving conditions you may encounter, keeping you legal and secure no matter where the road takes you.

Forgetting Regular Updates and Reviews

Insurance isn’t a ‘set and forget’ deal. Your circumstances can change – maybe you’ve upgraded your motorhome’s security system, or perhaps you’re now embarking on longer trips. Regularly reviewing and updating your policy ensures it remains relevant and provides adequate protection. An outdated policy may not include recent acquisitions or changes, potentially leading to complications when you need to claim.

Choosing a High Excess to Lower Premiums

It might seem attractive to opt for a higher excess to reduce your insurance premiums. However, this financial shortcut could backfire when you need to make a claim, leaving you with a hefty initial bill. It’s sensible to choose an excess amount that you can comfortably afford at any given time, rather than facing a financial burden during stressful mishaps.

Disregarding Legal Liability Cover

Travelling in a motorhome means carrying the responsibility for the well-being of your passengers and the public. In the unfortunate event of an accident, you may face claims for damages or injury. It’s a mistake to overlook sufficient liability cover, as legal claims can escalate quickly, and substantial compensation might be required.

Not Shopping Around

Many motorhome owners make the mistake of taking the first insurance offer they come across. In the complex world of insurance, there are multiple providers, each offering different terms and premiums. Comparing various options allows you to find a deal that balances cost with a solid set of protections.

Neglecting Unoccupied Vehicle Cover

Unlike cars, motorhomes are often left unused for several months, especially during off-peak seasons. Standard policies may not cover incidents happening in this period. It's a mistake not to consider a policy that extends cover to times when the motorhome is not in use, protecting against theft, weather damages, or other incidents.

Securing the right insurance for your motorhome is about clear judgment and meticulous consideration of the possible scenarios you might face in your travels. It’s not merely an administrative task to rush through. By avoiding these common mistakes, you can ensure that your adventures on the road are backed by the confidence that comes from robust protection.

What Are Hymer Motorhomes Like?

When it comes to combining luxury with the spirit of adventure, few motorhome brands come as prominently to mind as Hymer. For many British travellers and caravan enthusiasts, a Hymer is more than just a vehicle; it's a statement of style, comfort, and reliability. So, what makes Hymer motorhomes stand out, and why have they gained such a following in the UK?

A Snapshot of Hymer Motorhome Models

Hymer offers an extensive range of motorhomes to cater to a different set of travellers. Let's look at six of their popular models and what they bring to the table:

  • Hymer B-Class ModernComfort: A model that boasts of sophistication and elegance. It stands out due to its lightweight construction, providing fuel efficiency without compromising on luxury features.
  • Hymer Exsis-t: Known for its compact design, the Exsis-t is perfect for those who are keen on navigating tighter spaces whilst enjoying the comforts of a spacious interior.
  • Hymer Tramp S: This semi-integrated model offers a blend of functionality and modern design, making it suitable for both short getaways and longer journeys.
  • Hymermobil B-Class MasterLine: Representing the upper echelons of luxury, this model is for those who wish for an unparalleled motorhoming experience, equipped with top-notch amenities and a cutting-edge design.
  • Hymer Grand Canyon S: A camper van that doesn't hold back on features. It's ideal for those who fancy spontaneous adventures without missing out on the comforts of home.
  • Hymermobil Exsis-i: Integrating space efficiency and modern amenities, the Exsis-i is a favourite amongst families and groups looking for a comfortable travelling experience.

Diving into Hymer's Rich History

Hymer's journey began in 1957 in Bad Waldsee, Germany. It was the brainchild of Erwin Hymer and Erich Bachem, who started with the "Caravano", their initial caravan model. Over the years, Hymer established itself as a pioneer in the motorhome industry, constantly pushing the boundaries of design, technology, and comfort.

Decades of innovation and a commitment to quality have seen Hymer grow from its humble beginnings to one of Europe's leading motorhome manufacturers. Their consistent drive to offer better solutions for mobile travelling has positioned them at the forefront of the caravan industry.

Hymer's Rise to Popularity in the UK

While Hymer is a German brand, its charm hasn't been lost on the British audience. Several factors have contributed to its soaring popularity in the UK:

  • Build Quality: British travellers highly value durability and reliability. Hymer motorhomes, with their robust German engineering, have proven to stand the test of time, making them a favourite amongst UK caravan enthusiasts.
  • Innovative Designs: Hymer's continuous endeavour to revolutionise motorhome design ensures they remain ahead of the curve. Their models seamlessly merge aesthetics with practicality, a feature much appreciated by the British market.
  • Versatility: Whether it's a family holiday to the coast or a couple's retreat in the countryside, Hymer offers a model tailored for every need. This versatility resonates well with the different requirements of UK travellers.
  • Resale Value: A Hymer motorhome isn't just a purchase; it's an investment. Their motorhomes tend to retain value over the years, a factor that has undoubtedly increased their appeal in the UK.
  • Trustworthy Reputation: Over the years, through positive word of mouth and firsthand experiences, Hymer has built a reputation as a brand that delivers on its promises. This trustworthiness has been instrumental in building its UK customer base.


Hymer motorhomes encapsulate the essence of luxury travel. Their commitment to innovation, combined with an unwavering focus on quality, has made them a sought-after choice for UK travellers. Whether you're an avid motorhomer or someone looking to dip their toes into the world of caravanning, Hymer offers an experience that's hard to match.

More Motorhomes ......

Adria     Auto Campers     Autocruise     Auto Sleepers     Auto Trail     Bailey     Benimar     Bessacarr     Burstner     Carrado     Carthago     Chausson     Compass     Concorde     Dethleffs     Devon     Elddis     Eriba     Etrusco     Fendt     Frankia     Geist     Globecar     Hobby     Hutchins     Hymer     IH     Itineo     Knaus     Laiks     Lunar     Malibu     McLouis     Mobilvetta     Mooveo     Murvi     Niesmann     Pilote     Rapido     Rimor     Roller Team     Romahome     Sunlight     Swift     Trigano     Vantage     Volkswagen     Weinsberg     Westfalia     Wildax     Wingamm    

Click here now for insurance quotes!

British Insurance Brokers Association Logo