Fast food delivery driver, needing a cheap courier insurance policy for a car, van or bike? Whether you deliver pizzas, burgers, kebabs, Chinese delicacies, Indian curries or even gourmet restaurant meals, full-time or part-time, an insurance solution can be tailored to your needs!
Fast food delivery drivers need to make sure they have the right insurance cover to protect themselves and your vehicles. Many drivers don't realise that their regular car, van or scooter insurance policies won't cover them whilst on the job, which can leave them exposed to eye watering accidents and legal issues. But, with the help of a panel of specialist insurers, you can look for the best food courier insurance policy for your needs. You can get quotes to compare from multiple specialist insurers to help you get the cover you need - at a price you can afford.
Why is fast food courier insurance necessary?
Hot food couriers have a lot on their plates (sorry!), whether delivering for a local takeaway, or woringk for a large company like Deliveroo, Uber Eats or Just Eats. However: insurance shouldn't be something you have to worry about. By getting the right insurance – FOOD COURIER insurance – you can focus on what you do best: delivering delicious meals to hungry customers.
Don't let a lack of insurance put your income at risk: accidents happen, and without the proper cover, you could be left with huge bills to pay, so make sure you not only stay within the law, but also have the protection you need.
What happens if I work without this insurance?
Driving without the right insurance is a serious offence and can result in the kind of problems we'd all rather not have. You could end up with a hefty fine, penalty points on your licence, and your future motor insurance costs could skyrocket. It's simply not worth taking the risk.
Additionally, the police are well aware of the number of delivery drivers who are not properly insured, and they are are often on the lookout for these individuals who are trying to do a job and earn a living. Don't get caught out and potentially lose your livelihood. Get the right insurance and drive with peace of mind.
What if I am only a part time delivery driver?
If you are using your vehicle to make food deliveries, even if only on a part-time basis, you will still need food courier insurance to be properly protected in the event of an accident or other incident.
In the world of insurance, it's important to be upfront about your occupation - even if it's only a part-time one. Insurance companies ask policyholders if they have a second occupation, and failing to disclose this information could have serious consequences. Even if the second job only takes up a few hours a week, not disclosing it could give insurers a reason not to pay out on a claim, and in some cases, it could even result in criminal charges. So, if you're working part-time as a food delivery driver, make sure to let your insurer know.
Why can't my own car insurance company cover me for delivering food?
Many insurance companies have chosen to steer clear of fast food delivery drivers, making it difficult for them to get suitable cover. Although most drivers are careful and responsible, the nature of the job requires that food be delivered promptly whilst it is still hot and fresh, tempting some drivers to take risks and speed on the road. More to the point; as the number of deliveries increases, so do earnings, which can create an added incentive for drivers to take even more risks. As a result, mainstream insurers see the potential for high claims as too great a risk to cover.
There is hope for fast food delivery drivers in need of insurance, though. Specialist insurance companies are stepping up to offer courier insurance at reasonable rates. With access to a range of these insurance providers, you could have a much better chance of finding the most affordable rates.
Whether you need a cheap fast food courier insurance policy for a bike, van or car get quotes from top delivery driver insurers today!