Do you want to apply for courier insurance?
Then why limit yourself to one company if there is a whole panel of specialists who can compete for your business, and get you multiple quotes, from top insurers, to compare?
Companies you get quotes from may include these top brokers:
A number of van insurers are now offering Instant Online Quotes for van insurance (sorry, not car or two wheeler) with Hire and Reward (Courier) Insurance!
Up to 60 insurers can be invited to quote; how many will provide them depends on many factors but why not see what they can offer now?
We all like a bargain and couriers are no exception. It is particularly important to look for the best prices since insurance for people who deliver goods tends to be more expensive than routine vehicle insurance, but it can still be affordable if bought in the right way.
Just looking for the cheapest policy isn't enough though.There are many different kinds of courier jobs; some deliver parcels for companies like Yodel; some carry hot food for distributors like Deliveroo or their local takeaway; and others still may take car spares across the length of Britain, or even medical products across Europe. All these jobs carry different risks for insurance companies so policies usually specify what type of goods can be carried. They may also specify the types of deliveries they are; there is a difference between a van driver carrying valuable goods to a single destination regularly, and a person on a scooter delivering pizzas to numerous addresses each evening.
Why can't I get courier insurance from my regular insurer?
Courier insurance is very much a niche market. Whereas there are tens of millions of British drivers needing car insurance every year for social, domestic and pleasure purposes, with perhaps commuting to a single place of employment as an extra, the market for courier insurance is tiny in comparison. Add to that the fact that there are so many different kinds of work for couriers and it is not surprising that the majority of insurers feel it just isn't worth their whilst - it's as simple as that.
So how do I apply for insurance then?
It's easy. There are a number of specialist brokers who are highly experienced at sourcing courier insurance; and they all have their own contacts, often with multiple insurers. When you fill in the application form a clever computer system will select up to three of them to find quotes for you; they will each look for different options for you and send them to you, so that you can compare them.
Aren't brokers expensive?
This is a common myth. Brokers usually get paid a commission from the insurers when they introduce buyers - just the same as price comparison sites do, as well (and did you know that the vast majority of 'insurers' on these comparison sites are actually brokers themselves?).
So, the price you pay for your policy is unlikely to cost any more than if you approached the insurer direct; that's if they would deal with you anyway. Most will only work through brokers, because they are well positioned to make sure that the customer gets the right policy.
So, why not apply for quotes now? You have nothing to lose and perhaps much to gain.
How it works
- You fill in a simple form, giving some details of what you are looking for.
- Depending upon your requirements, selected brokers from the panel will be asked to collect quotes for you.
- You will receive broker quotations to compare.
Click here for quotations
All the insurers on the panel are, of course, fully authorised and regulated by the Financial Conduct Authority.