Motor fleet insurance. What it is, and how to buy the best.
If you have a business that uses motor vehicles on the road, you're going to need to insure those vehicles. For the small business with only two or three cars, insuring each car individually might cost in, but a larger fleet will almost certainly need proper motor fleet insurance.
Those vehicles could include lorries, vans, taxis, ambulances, cars, and even mobile cranes or earth movers.
The good news is that different types of vehicle can all be covered by a single policy. Many policies offer significant flexibility, allowing you to add vehicles or take them out of the fleet during the course of the year, which really helps if you're managing a large and complex fleet.
Unlike insurance for personal cars, motor fleet insurance doesn't offer no-claims discounts. Instead, claims are tallied up over time to estimate the level of risk, and the policy is priced accordingly. You can reduce the cost of your premium by maintaining your fleet properly, training your drivers well, and creating a good road safety culture within your business.