Cheap car insurance for women - does it exist?
It is still possible for female drivers to pay less for their car insurance, despite the fact that since Dec 2012, car insurance providers are no longer able to discriminate against a person based only on their gender. There are still plenty of ways in which ladies can gain access to lower premiums. Insurers can, and do, offer discounted premiums to those jobs which have a higher proportion of females; nursing, law, HR, accounting, and teaching for example. Additionally, women drivers are statistically safer than men, and less accidents means less claims, which means lower premiums for the ladies.
They say every cloud has a silver lining, and in insurance terms, this may be that fact that your increasing age will have a beneficial effect on your premium price. Ladies pay a lot less for their car insurance after the age of 30, all the way up to 60. Young women between the ages of 17 and 20 will pay the highest prices, as their accident risk is the highest, but premiums will fall after the age of 20. Ladies over 60 can find some of the cheapest policies around, and these prices have been falling (relatively speaking) in the years since 2012.