Insuring a prestigious car in the UK
Prestige car insurance is a very sensible option for those who may own extremely valuable or sought-after vehicles. However, we should point out here that this type of coverage does not only refer to antiques. It is just as applicable to newer models that may be very expensive and desirable to others (hence the term "prestige"). Examples here can include a high-end 2017 Cadillac CT6, a limited edition Corvette or a top-of-the-line Land Rover. It is only logical that specific insurance plans are designed for these and other brands.
There are several differences between prestige protection and normal plans. It should be obvious that the premiums and the excess paid both tend to be higher. This often depends upon the make and model of the vehicle as well as its contents (such as a professional stereo system or custom-made rims). Besides the price, other disparities can include:
(1) •A dedicated in-house claims team.
(2) •The ability to include other drivers within the plan.
(3) •Extensive guarantees on nay repairs.
(4) •Significantly higher coverage limits (sometimes well over £100,000 pounds for legal expenses alone).
Other amenities and options will primarily depend upon the insurer in question.
