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Sidmouth Car Insurance, Compare Many Quotes!

Want a more affordable car insurance policy in Sidmouth? Browse through up to 120 quotes from a variety of the UK's top car insurance providers right now online, or ring a local broker!

About Sidmouth

Sidmouth is a beautiful town situated on the English Channel coast in Devon, renowned for its rich heritage and stunning landscapes.

A Glimpse into Sidmouth's History

This quaint town has a storied past, shaped by its role as a fishing village and later as a popular seaside resort. Its evolution is marked by Georgian and Regency architecture, revealing glimpses of its historical grandeur and charm.

Traffic Conditions in Sidmouth

Traffic in the area is generally moderate but can be busy during peak hours and tourist season, with the potential for occasional congestion. Specific road elements and the influx of tourists during summer can also influence driving conditions, impacting insurance premiums.

Localities Impacting Insurance Premiums

Insurance premiums can vary depending on local conditions. Here are six localities within the town, each with its unique conditions impacting premiums:

  • Saltcombe: Known for its winding roads, driving attentiveness is crucial, potentially affecting insurance prices.
  • Harcombe: The presence of narrow lanes may require more cautious driving, impacting the cost of insurance.
  • Bickwell Valley: Frequent traffic can lead to a higher risk of minor collisions, possibly leading to elevated premiums.
  • Woolbrook: Its busy roads can lead to increased traffic incidents, influencing insurance costs.
  • Mutterton: The serene locale has less traffic, potentially leading to lower premiums.
  • Salcombe Regis: The rural surroundings and lower traffic volume can be factors in reducing insurance premiums.

Each locality has its unique set of driving conditions, which can either increase or decrease car insurance premiums. It's essential to consider these variances when shopping for insurance in Sidmouth.

How Can Local Conditions Influence Premiums?

Specific conditions in different localities such as road types, traffic volume, and driving behaviour can impact the likelihood of accidents, which in turn, influences insurance premiums. For instance, areas with high traffic volumes and narrow lanes may see higher premiums owing to an increased risk of collisions.

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Understanding Traffic Conditions Near Sidmouth

Near Sidmouth, several towns and villages have areas known for frequent traffic incidents owing to various road and traffic conditions, making driving in these locales particularly demanding.

Newton Poppleford

Newton Poppleford encounters a significant amount of through traffic, primarily owing to its location on the main artery to Sidmouth. The mingling of high-speed and local traffic often results in collisions, necessitating mindful driving.

Ottery St Mary

The narrow and winding roads of Ottery St Mary demand cautious navigation, particularly during peak hours. The constrained nature of the roads and heavy traffic, especially during local events, increase the likelihood of accidents.


Branscombe, with its scenic beauty, attracts a substantial number of visitors, leading to heightened traffic levels. The influx of unfamiliar drivers navigating the local roads often contributes to an increased number of mishaps.


In Beer, the combination of steep inclines and sharp bends creates difficult driving conditions. These, coupled with the high visitor traffic, particularly in the tourist season, amplify the risks of vehicular incidents.

West Hill

West Hill experiences elevated traffic levels owing to its residential nature. The high density of vehicles, combined with the presence of multiple junctions, can lead to a rise in collision occurrences in the area.


Seaton, being a coastal town like Sidmouth, experiences similar challenges with seasonal traffic surges. The augmented traffic volume, primarily from tourists, increases the potential for accidents in this area.

The varying road and traffic conditions in these neighbouring towns and villages necessitate heightened awareness and prudent driving to navigate safely through these areas. Whether it's the narrow lanes of Ottery St Mary or the traffic surges in Seaton, understanding the distinct challenges of each area is key to safe and enjoyable driving experiences around Sidmouth.

Why Should Motorists in Sidmouth Use This Website for Car Insurance Quotes?

Finding cost-effective car insurance in Sidmouth is simplified by using this website. Here are the compelling reasons to obtain your quotes from this platform:

  • Ability to get quotes online or connect directly with local brokers
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  • Highly rated with an excellent score on Trustpilot and a 4.7/5 Google Review Rating
  • The search engine is entirely independent and not owned by an insurance company, offering unbiased results and potentially better bargains
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With over three million people already assisted in finding economically priced quotes by this search engine, the value and efficiency of this service are evident!

Ready for Competitive Car Insurance Quotes in Sidmouth?

Don't hesitate! Start comparing quotes now. It's straightforward, quick, and efficient. With up to 120 insurance providers invited to quote, the results are displayed straight away online, aiding you in finding a sensibly priced and value-for-money policy. Get started and see the competitive options available for Sidmouth residents!

Prefer to deal with a local broker?

The following brokers (all members of the British Insurance Brokers Association) are reasonably close to you:

Arthur J Gallagher (Exeter)
Telephone: 01392549400
Milford House Pynes Hill

GM Insurance Brokers Ltd
Telephone: 01392426799
6a Cranmere Court
Matford Business Park

A-Plan Insurance (Exeter)
Telephone: 01392409399
171 Sidwell Street

Binfield Insurance Brokers Limited
Telephone: 01626244555
4 Station Road
TQ14 8PE

GMM Commercial Insurance
Telephone: 01626332433
61 Wolborough Street
TQ12 1JQ

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