Some of the other top reasons for breakdown can be due to human error. The second most frequent problem identified by breakdown insurers is lost keys. In older cars, it was relatively easy to lock your keys in your car. Even in modern cars, which typically have a remote to activate the locks, it is still possible to mislay your keys. It is always a good idea to make sure you have a spare set of keys available at home in order to be able to let yourself back in, should you lose or lock your main set of keys in the car by mistake. If you do lose one set, then order a new one from the manufacturer to ensure you don't end up without any, should lightning strike twice.

Another infuriating error, which happens in about 3% of breakdowns, is running out of fuel or putting the wrong fuel in your car. Some breakdown insurance specifically excludes 'wrong fuel' incidents from the cover, so check the small print in case this error ever happens to you. If you do accidentally put diesel in a petrol car, or vice versa, don't start the car as that could cause damage to your engine. To avoid running out - don't play fuel measure roulette, get into the habit of topping up as soon as your tank falls below a quarter full and you will never risk being too far from a petrol station and breaking down.